Ocean Life OPD

Health Insurance
No Worries

No Worries

Coverage outpatient medical expenses 2,000 baht / time (maximum 62,000 baht / year)
(30 times / year)*
Worry Free

Worry Free

No Advance Payment in case of hospitalization in network hospitals.**
Tax Deductible

Tax Deductible

Enjoy the tax benefit at the end of the year with eligible amount for tax deduction of up to 25,000 Baht.
Insurable Age

Insurable Age

16 – 60 years coverage period until the age of 70
Minimum Sum Assured

Minimum Sum Assured

Minimum sum assured of the main policy
less than 200,000 Baht Buy OPD Maximum Plan 1,000
From 200,000 Baht Buy OPD get all Plan
Mode of Premium Payment

Mode of Premium Payment

Annually
Rider Attachment

Rider Attachment

Ocean Life OPD endorsement can be purchased with a new or an inforce
Health Checkup

Health Checkup

According to the Company's rules


Tax Deduction

Tax Deduction

Premium is eligible for tax deduction of up to 25,000 Baht. Conditions are as specified by the Revenue Department.

"เจ็บป่วยเมื่อไหร่พบแพทย์ได้อย่างสบายใจ หมดห่วงเรื่องค่าใช้จ่ายในโรงพยาบาลชั้นนำ คุ้มครองค่ารักษาพยาบาลแบบผู้ป่วยนอก เบิกได้แม้ไม่ได้นอนโรงพยาบาล"

ประกันสุขภาพ

โอเชี่ยนไลฟ์ โอพีดี (OPD)

คุ้มครองค่ารักษาพยาบาลผู้ป่วยนอก ไม่ต้องสำรองจ่าย เมื่อเข้ารับการรักษาที่โรงพยาบาล

หรือคลินิกเครือข่ายในประเทศ** 

Coverage and Benefit

Conditions of Insurance

Examples of Exclusions The following exclusions herein are only some parts of all exclusions stated in the insurance policy:
1. Any cosmetic surgery or beautification treatment including treatment of acne, freckles, dandruff, hair loss, weight reduction and weight gain. Reconstructive surgery is also excluded unless injury is sustained as a result of an accident.
2. Suicide or suicide attempt, self-inflicted injury or attempt of self-inflicted injury whether being his/her own action or allow others to perform while insane or not. The exclusion also includes the accident occurred due to consuming, drinking or injection of toxic substances, or drug overdose.
3. Medical services for diagnosis and treatment that are not from conventional medicine and include alternative medicine.
4. Pregnancy, miscarriage, abortion, childbirth, or any causes related to pregnancy, sterilization or investigation of sterilization except Choriocarcinoma.
5 The injuries which are occurring while committing a crime, being arrested or escape from arresting, etc.

Remark :
*For Plan OPD2000
** Network Hospital is subject to the Company’s conditions.
- Ocean Life OPD is a marketing name of out-patient medical expenses(OPD) endorsement
- The coverage term of Rider is 1 year. Rider can be renewed according to its terms and conditions. Renewed premium rate for Rider might be changed or co-payment, depend on an insured's age, occupation, claim of the insured and the company's terms and conditions
- Benefits and coverage are subject to the health insurance policy’s terms and conditions.
- Underwriting is subject to the Company’s terms and conditions.
- Health check up and health declaration might be the factor of underwriting process if necessary.
- Tax Deduction according to the rules prescribed by the Revenue Department
- This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.

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