Health Plus Rider (Deductible)

Coverage for medical expenses for inpatient in case of illness and accident*

Coverage for medical expenses that exceed existing welfare coverage up to 400,000 Baht / time**

Coverage out-patient medical expenses in case of accident within 24 hours up to 40,000 Baht / time***
Introduction of Insurance
Insurable Age
Minimum Sum Assured
Plan 1 : 200,000 Bath
Plan 2 : 300,000 Bath
Plan 3 : 400,000 Bath
Plan 4 : 400,000 Bath
Mode of Premium Payment
Health Checkup
Tax Deduction
"เติมเต็มสวัสดิการที่มีเพื่อยกระดับการรักษา ค่าห้องเลือกได้ตามใจ ไม่ต้องสำรองจ่าย
เมื่อเข้ารับการรักษาที่โรงพยาบาล หรือคลินิกเครือข่ายในประเทศ**** "
ประกันสุขภาพ
(Health Plus) คุ้มครองเพิ่ม จ่ายเบี้ยฯ สบายๆ
มีค่ารักษาพยาบาล ไม่ต้องจ่ายแพง! ทำเพิ่มที่จำเป็นเติมจากสวัสดิการที่มี
Coverage and Benefit
Conditions of Insurance
1 year / 1 year
(1) Any illnesses which exist within 30 days counting from the effective date or the latest date of reinstatement of the rider, whichever is the latest; or
(2) Illnesses due to the following diseases which exist within 120 days counting from the effective date or the latest date of reinstatement of the rider, whichever is the latest.
- Tumors, cysts, or all types of malignancy/cancer
- All types of hernia
- Tonsillectomy or adenoidectomy
- Varicose vein
- Hemorrhoid
- Pterygium or cataract
- All types of stone
- Endometriosis
Examples of Exclusions The following exclusions herein are only some parts of all exclusions stated in the insurance policy:
1. Any cosmetic surgery or beautification treatment including treatment of acne, freckles, dandruff, hair loss, weight reduction and weight gain. Reconstructive surgery is also excluded unless injury is sustained as a result of an accident.
2. Suicide or suicide attempt, self-inflicted injury or attempt of self-inflicted injury whether being his/her own action or allow others to perform while insane or not. The exclusion also includes the accident occurred due to consuming, drinking or injection of toxic substances, or drug overdose.
3. Medical services for diagnosis and treatment that are not from conventional medicine and include alternative medicine.
4. Pregnancy, miscarriage, abortion, childbirth, or any causes related to pregnancy, sterilization or investigation of sterilization except Choriocarcinoma.
5 The injuries which are occurring while committing a crime, being arrested or escape from arresting, etc.
ข้อควรทราบ :
* For Plan 4 in case of hospitalization
** For Plan 3,4 in case of hospitalization
*** For Plan 4 Coverage for medical expenses in case of accident within 24 hours
- Deductible means the amount of money that the insured is responsible for paying before insurance company start to pay benefit.
- The coverage term of Rider is 1 year. Rider can be renewed according to its terms and conditions. Renewed premium rate for Rider might be changed or co-payment, depend on an insured's age, occupation, claim of the insured and the company's terms and conditions
- Underwriting is subject to the Company’s terms and conditions.
- Benefits and coverage are subject to the health insurance policy’s terms and conditions.
- Health check up and health declaration might be the factor of underwriting process if necessary.
- Tax Deduction according to the rules prescribed by the Revenue Department
- This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.
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