Ocean Life Ensure Health

Health Insurance
Full coverage for inpatient hospitalization

Full coverage for inpatient hospitalization

Comprehensive room fee, board, doctor fee, medical expenses and surgery fee.
Adjust room fee as you want

Adjust room fee as you want

Coverage room, board, and service fees up to 5,000 baht per day
Affordable Premium

Affordable Premium

Starts from 287 Baht/month

Introduction of Insurance

Insurable Age

Insurable Age

11 - 70 years old coverage period until the age of 81
Minimum Sum Assured

Minimum Sum Assured

Coverage Plan
Plan 1 : H&S1,000 Baht
Plan 2 : H&S2,000 Baht
Plan 3 : H&S3,000 baht
Plan 4 : H&S4,000 Baht
Plan 5 : H&S5,000 Baht
Mode of Premium Payment

Mode of Premium Payment

Annual, semiannual, quarterly and monthly
Health Checkup

Health Checkup

According to the Company's rules


Tax Deduction

Tax Deduction

Premium is eligible for tax deduction of up to 25,000 Baht. Conditions are as specified by the Revenue Department.

 

 

Coverage and Benefit

Conditions of Insurance

(1) Any illnesses which exist within 30 days counting from the effective date or the latest date of reinstatement of the rider, whichever is the latest; or
(2) Illnesses due to the following diseases which exist within 120 days counting from the effective date or the latest date of reinstatement of the rider, whichever is the latest.
- Tumors, cysts, or all types of malignancy/cancer
- All types of hernia
- Tonsillectomy or adenoidectomy
- Varicose vein
- Hemorrhoid
- Pterygium or cataract
- All types of stone
- Endometriosis

Examples of Exclusions The following exclusions herein are only some parts of all exclusions stated in the insurance policy:
1. Any cosmetic surgery or beautification treatment including treatment of acne, freckles, dandruff, hair loss, weight reduction and weight gain. Reconstructive surgery is also excluded unless injury is sustained as a result of an accident.
2. Suicide or suicide attempt, self-inflicted injury or attempt of self-inflicted injury whether being his/her own action or allow others to perform while insane or not. The exclusion also includes the accident occurred due to consuming, drinking or injection of toxic substances, or drug overdose.
3. Medical services for diagnosis and treatment that are not from conventional medicine and include alternative medicine.
4. Pregnancy, miscarriage, abortion, childbirth, or any causes related to pregnancy, sterilization or investigation of sterilization except Choriocarcinoma.
5 The injuries which are occurring while committing a crime, being arrested or escape from arresting, etc.

Remark :

* In case of choosing Hospital and Surgical (H&S) Plan H&S5,000
** In case of choosing Hospital and Surgical (H&S) Plan H&S1,000 For males aged 31-32 years and monthly premium payment.
- Ocean Life Ensure Health is a marketing name of Hospital and Surgical (H&S)
- The coverage term of Rider is 1 year. Rider can be renewed according to its terms and conditions. Renewed premium rate for Rider might be changed or co-payment, depend on an insured's age, occupation, claim of the insured and the company's terms and conditions
- Underwriting is subject to the Company’s terms and conditions.
- Benefits and coverage are subject to the health insurance policy’s terms and conditions.
- Health check up and health declaration might be the factor of underwriting process if necessary.
- Tax Deduction according to the rules prescribed by the Revenue Department
- This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.

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