Coverage and Benefit
| Coverage | Benefit | |
|---|---|---|
| Accident | Public Accident (additional benefit) |
|
| 1. Accidental Death | 100% | 100% |
| 2. Dismemberment, Loss of sight, Loss of hearing or Loss of speech (Subject to the Policy's Terms and Conditions.) | 1% - 100% | 1% - 100% |
| 2.1 Total loss of both hands from the wrist joint or both feet from the ankle joint or sight of both eyes | 100% | 100% |
| 2.2 Loss of one hand from the wrist joint and one foot from the ankle joint or Loss of one hand from the wrist joint and sight of one eye or Loss of one foot from the ankle joint and sight of one eye | 100% | 100% |
| 2.3 Loss of one hand from the wrist joint or Loss of one foot from the ankle joint or Loss of sight of one eye | 60% | 60% |
| 2.4 Total permanent loss of one limb from shoulder | 75% | 75% |
| 2.5 Total permanent loss of one limb from thigh | 75% | 75% |
| 2.6 Total permanent loss of one limb from elbow | 65% | 65% |
| 2.7 Total permanent loss of one limb from knee | 65% | 65% |
| 2.8 Total permanent loss of hearing in both ears or speech | 50% | 50% |
| 2.9 Total permanent loss of thumb (both joints) | 25% | 25% |
| 2.10 Total permanent loss of hearing in one ear | 15% | 15% |
| 2.11 Total permanent loss of thumb (one joint) | 10% | 10% |
| 2.12 Total permanent loss of forefinger (three joints) | 10% | 10% |
| 2.13 Total permanent loss of forefinger (two joints) | 8% | 8% |
| 2.14 Total permanent loss of a forefinger (one joint) | 4% | 4% |
| 2.15 Total permanent loss of any finger other than thumb and forefinger (not less than two joints) | 5% | 5% |
| 2.16 Total permanent loss of big toe | 5% | 5% |
| 2.17 Total permanent loss of any toe other than big toe (not less than one joint) | 1% | 1% |
| 3. Total Permanent Disability | 100% | 100% |
| 4. Medical Expenses per Accident | 10% | – |
1 year / 1 year
The exclusions under which this supplementary contract will not provide coverage are as stated in the policy issued to the insured. The exclusions listed in this document represent only part of the coverage exclusions, for example:
Q: What is the maximum Sum Assured under the Comprehensive Personal Accident Rider (CPA Extra) ?
A: The maximum Sum Assured is THB 2,000,000 per insured person, subject to the following conditions:
Q: If the insured person passes away and the Company has paid the benefit according to the Sum Assured stated in the Schedule of Benefits, will the Comprehensive Personal Accident Rider (CPA Extra) remain in force ?
A: The Comprehensive Personal Accident Rider (CPA Extra) will immediately terminate.
Q: If the insured receives full 100% benefit from Total Permanent Disability, will the Comprehensive Personal Accident Rider (CPA Extra) remain in force ?
A: The Comprehensive Personal Accident Rider (CPA Extra) will immediately terminate.
