Thaisamut Baojai

Personal Accident
Double* sum insured coverage

Double* sum insured coverage

in case of death from public accident
Daily compensation benefit of 1,000 Baht

Daily compensation benefit of 1,000 Baht

in case of hospitalization
Coverage for Medical Expenses that Exceed Existing Coverage

Coverage for Medical Expenses that Exceed Existing Coverage

up to 100,000 Baht per confinement

Introduction of Insurance

Insurable Age

Insurable Age

5 – 70 years (Thaisamut Baojai 1)
5 – 60 years (Thaisamut Baojai 2)
Minimum Sum Assured

Minimum Sum Assured

Coverage Plans
Plan 1 : 200,000
Plan 2 : 300,000
Plan 3 : 500,000
Plan 4 : 1,000,000
Mode of Premium Payment

Mode of Premium Payment

Annually (Thaisamut Baojai 1)
Single Payment (Thaisamut Baojai 2)
Health Checkup

Health Checkup

Health questions required without medical checkup

Tax Deduction

Tax Deduction

Enjoy the tax benefit at the end of the year with eligible amount for tax deduction partially

Coverage and Benefit

Conditions of Insurance

5 years / Annually (Thaisamut Baojai 1)
5 years / Single Payment (Thaisamut Baojai 2)

Public Holidays mean the days the government declares as national holidays in each calendar and National Labor Day This includes compensatory holidays on that date.

The day the government declares it a public holiday is New Year's Day, Makha Bucha, Chakri Day, Songkran Holiday, H.M. King's Coronation, Royal Ploughing Ceremony, Visakha Bucha Day, H.M. Queen's Birthday, Asanha Bucha, Buddhist Lent, H.M. King's Birthday, H.M. Queen Mother's Birthday, The Passing of King Bhumibol, Chulalongkorn Day, Father's Day, Thailand Constitution Day, and New Year's Eve.

Substitute Day means the day that is gazetted a public holiday in lieu of the public holiday for Christmas Day falling on a Saturday or Sunday. If a public holiday falls on a Saturday or Sunday It shall be deemed that the first working day or the first and second working day following a public holiday is a Substitute Day

The Exclusions contained herein are only some parts of all exclusions stated in the insurance policy. The Company shall not cover any loss or damages due to or a result of either of the following causes.
1. In case that the insured knowingly makes false statement or knowingly omits to disclose any fact to the Company for acknowledgement while applying for the insurance, where if the Company had known of such fact, the Company has the right to void the insurance contract and not to make any policy payment.
2. Suicide, suicide attempt or self-inflicted injury
3. Miscarriage
4. Act of the insured while under the influence of alcohol, narcotic drug or narcotic substance that impairs the mental faculty The term “under the influence of alcohol” is in case of having blood alcohol concentration (BAC) test result of 150 mg/dL or over.

Remark :
* % of the sum assured
** For patient standard room
*** For Thaisamut Baojai Plan 1,000,0000
- Underwriting is subject to the Company’s terms and conditions.
- Health check up and health declaration might be the factor of underwriting process if necessary.
- Benefits and coverage are subject to the health insurance policy’s terms and conditions.
- Tax Deduction according to the rules prescribed by the Revenue Department
- This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.

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